AffixIO · Verification infrastructure June 2026

Verification infrastructure  ·  Truth layer  ·  Signed yes or no

Verification infrastructure at the decision boundary.

AffixIO is not an AI product. It is verification infrastructure: a thin truth layer that sits beside your CRM, banking, identity, and workflow systems and returns signed allow or deny outcomes at the moment action happens.

Truth layer One API boundary for yes/no decisions. Policy in, signed proof out.
Stateless by design Per-request evaluation. No standing identity warehouse at the verifier.
Fits your stack Integrates beside systems of record. No rip-and-replace.
Regulated ready Payments, government, healthcare admin, access control, and automation gates.

Cardiff / Swansea, Wales  ·  affix-io.com  ·  Sandbox

Verification infrastructure, not another platform

Every regulated organisation makes thousands of small binary decisions: can this payment proceed, is this person eligible, should this door open, may this agent transfer funds. Most answer with opaque scores, copied identity records, or bespoke rules buried in application code.

AffixIO provides the missing layer: a dedicated verification boundary that evaluates policy per request and returns allow or deny with signed proof. Your systems of record stay where they are. AffixIO decides at the gate.

Read the product pages: What is AffixIO, Why AffixIO, and the Trust Center. Try the Sandbox.

What AffixIO is and is not

AffixIO is

  • Verification infrastructure and a truth layer
  • A stateless allow or deny API at the decision boundary
  • Signed proof metadata for audit and downstream enforcement
  • A thin layer beside CRM, core banking, identity, and workflow tools

AffixIO is not

  • An AI chatbot or LLM provider
  • A CRM, core banking system, or full KYC stack
  • An identity warehouse or customer data platform
  • A replacement for your systems of record

Problems we solve

Unverifiable decisions

Scores and silent heuristics are hard to defend in audit, FOI, or dispute. AffixIO returns explicit yes or no with proof.

PII sprawl at the verifier

Traditional checks copy records into yet another database. AffixIO evaluates per request without building a standing profile at the verifier.

Fragmented policy logic

Rules scattered across services are hard to version and replay. AffixIO centralises the decision boundary with policy-linked outcomes.

Payment and access risk

Authorisation, eligibility, and entry decisions need a defensible record at the moment of action.

Agent and automation gates

Delegated systems need authorisation before high-risk steps. AffixIO is one gate among many infrastructure use cases.

Integration burden

Building verification in-house is slow and expensive. AffixIO is API-first infrastructure you deploy once beside the stack.

How AffixIO compares

ApproachVerifiable proofPII minimisationFits existing stack
Opaque ML scoringNoNoPartial
Identity warehouseNoNoHeavy integration
In-house rules engineManual evidenceVariesYou maintain it
Full platform rip-and-replaceVariesVariesNo
AffixIO truth layerSigned proof trailStateless by designThin API beside stack

What a truth layer does

A truth layer is not where data lives. It is where your organisation commits to an answer. AffixIO occupies that surface for yes/no questions that matter: payment authorisation, programme eligibility, facility access, consent checks, compliance checkpoints, and agent action gates.

1Your app, gateway, or agent prepares a check
2AffixIO evaluates policy for this request
3Allow or deny with signed proof
4Your system enforces and stores proof metadata

Design principles

Patent pending GB2510622.0. System and Method for Stateless Binary Eligibility Verification Using Live External Data.

Built to deploy beside your stack

AffixIO is API-first verification infrastructure. You integrate once at the decision boundary. Downstream services enforce the signed outcome. Audit teams work from proof references, not duplicated identity files.

REST verification API

Submit policy inputs for a single request. Receive allow or deny with a proof reference suitable for storage in your audit log, transaction record, or case file.

Multi-tenant namespaces

Isolated deployments for enterprise units, government programmes, or product lines. Per-tenant compliance export and reporting.

Webhook and audit paths

Event delivery and audit query patterns for systems that need real-time enforcement or batch reconciliation.

Online and offline patterns

Verification models for mixed connectivity with proof suitable for later sync and review.

Post-quantum attestation

Signed outcomes aligned with NIST post-quantum standards for long-lived decision records.

Open standards core

Cryptographic verification built on auditable open standards where transparency matters for security review.

Typical integration points

System typeWhere AffixIO sitsExample decision
Payment gateway / acquirerPre-authorisation gateMerchant or transaction eligibility
Core banking / treasuryTransfer or limit checkDelegated or agent-initiated payment
CRM / case managementWorkflow checkpointProgramme or benefit eligibility
Physical access / workforceEntry or role gateShift-critical authorisation
Identity / onboardingAugmentation layerKYC step yes/no beside systems of record
AI agent / automationPre-action gateTool call, export, or spend authorisation

Integration guides and security documentation: Developer docs, Evaluation guide, Trust Center, Procurement pack.

Platform capabilities

Core infrastructure capabilities shared across payments, public sector, access control, identity augmentation, and automation gates.

Eligibility verification

Programme, benefit, permit, and product eligibility with signed yes or no per application or transaction.

Payment authorisation gates

Pre-auth checks for merchant rules, jurisdiction, limits, and delegated spend with proof in the transaction record.

Access and workforce gates

Physical and digital entry decisions, role authorisation, and shift-critical checks with auditable outcomes.

Identity augmentation

Signed decision boundary beside KYC and onboarding stacks. Augments systems of record; does not replace them.

Consent and policy checks

Consent receipt verification and policy-bound decisions before regulated actions proceed.

Compliance export

Downloadable audit records and reports for regulators, internal audit, and procurement review.

Agent and automation gates

Authorisation before agents move funds, call tools, or change configuration. One use case on the same infrastructure.

Source and claim verification

Where configured, verification of cited sources and claims with proof-linked outcomes for governed outputs.

Offline-capable patterns

Mixed-connectivity deployments with proof metadata suitable for later reconciliation.

Where verification infrastructure applies

Any workflow where a yes or no must be defensible. AffixIO is sector-agnostic infrastructure; these are the most common deployment patterns.

Payments and acquiring

Transaction eligibility, merchant category rules, step-up authorisation, chargeback evidence via proof reference.

Banking and treasury

Transfer limits, credit pre-checks, sanctions boundaries, agentic payment authorisation.

Government and public sector

Benefit and programme eligibility, permit checks, FOI-defensible proof without releasing raw inputs.

Healthcare administration

Non-clinical tier checks, prior authorisation gates, benefit eligibility for arm's-length bodies.

Insurance

Coverage gating, renewal qualification, claims workflow checkpoints.

Access control

Facility entry, visitor management, digital resource access, workforce role gates.

Merchants and checkout

Checkout-time eligibility, delegated payment authorisation, agent identity gates at authorisation.

Regulated enterprises

AML/KYC augmentation, SOX-aligned control evidence, vendor and procurement due diligence support.

AI and automation

Governed agent actions and LLM outputs on the same truth layer. Infrastructure first; AI is a consumer of the gate.

Example decisions

SectorDecisionOutcome stored
PaymentsMay this transaction proceed?Signed proof in auth record
GovernmentIs the applicant eligible for this programme?Proof ref in case file
AccessMay this credential enter this facility?Proof ref in access log
OnboardingDoes this identity pass this policy step?Proof ref beside KYC record
AutomationMay this agent execute this transfer?Proof ref in agent audit trail

Regulatory and security alignment

Verification infrastructure must satisfy data protection, sector regulation, and security review. AffixIO is designed for processor-role deployments with data minimisation at the verifier boundary.

UK / EU GDPR

Data minimisation, processor role, DPIA support. Proof metadata instead of PII copies at the verifier.

PCI context

Card data stays in the customer PCI boundary. AffixIO completes eligibility at the gate.

AML / KYC

Augments KYC with signed decision boundaries; does not replace systems of record.

EU AI Act

Audit trails and transparency patterns where AI systems consume the verification gate.

NIST AI RMF

Govern, measure, and manage evidence for programmes using automated decision gates.

ISO 42001 / 27001

Decision records and security documentation for AI management and ISMS programmes.

Public sector

FOI-defensible outcomes, G-Cloud-ready posture, administrative workflow evidence.

Post-quantum

Long-lived signed records aligned with NIST PQC standards.

Signed proof outcomes
Stateless verifier boundary
TLS on external calls
Tenant isolation

Next steps

Get in touch

For demos, partnerships, procurement, or technical evaluation:

Contact: affix-io.com/contact (select Partnership for pilot enquiries)

Email: hello@affix-io.com

Web: affix-io.com

Demo: affix-io.com/sandbox

Evaluation: affix-io.com/evaluate

API docs: Developer documentation · OpenAPI

Status: affix-io.com/status

Further reading

Detailed security documentation, integration packs, and commercial materials are available to qualified prospects on request.